St. Louis City Occupancy Permit & Housing Conservation Inspection

The City of St. Louis runs its own occupancy process, separate from St. Louis County and the surrounding municipalities. If your home is inside the City limits, here is what the Housing Conservation District inspection means for your sale — and how to sell as-is if the repairs are more than you want to take on.

St. Louis City occupancy permit housing conservation — HCD inspection required to sell, sell as-is for cash

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The Housing Conservation District Inspection

Per the City of St. Louis, effective October 7, 2024, all property in the City sits within a Housing Conservation District (under Ordinance No. 71835), and a Housing Conservation District inspection is required. It is a basic code inspection that checks for minimal interior building-code issues and minimum exterior standards under the International Property Maintenance Code. The City is explicit that the inspection is not a guarantee or warranty of the building's overall condition.

How It Works at Sale

St. Louis City housing conservation application — apply, schedule, inspect, certificate valid 12 months

You apply for the residential occupancy permit (Housing Conservation inspection) and schedule the visit — typically within a couple weeks of applying. A Certificate of Inspection is generally valid for 12 months, so a recent certificate may carry over to a sale. Owner-occupied and rental properties are treated differently, and a new occupant needs a valid occupancy permit. Because the rules and fees can change, confirm the current details directly with the City.

If the Repairs Are Too Much, Sell As-Is

City housing stock is often older, and a Housing Conservation inspection can flag electrical, plumbing, or structural items that add up. You do not have to take that on. We buy City of St. Louis homes as-is, factor the inspection items into a fair cash offer, and handle the occupancy process as the new owner. No repair bills, no reinspection waiting game for you.

Confirm With the City and a Professional

Because the City's process, fees, and exemptions can change and depend on your specific property, confirm the current details with the City of St. Louis Building Division, and consider a qualified attorney for any contract or title questions. This is general information, not legal advice — but selling as-is is often the simplest path when the inspection list is long.

Tatiana Buys Houses In St. Louis, Missouri

Get a Cash Offer on Your City of St. Louis Home

Call 314-804-0777 or fill out the form. Tell us about the property and the inspection, and we will give you a fair all-cash offer in 24 hours and handle the Housing Conservation process for you.

Get Your Free Offer TODAY!

Fill In This Form To Get Your No-Obligation All Cash Offer Started!

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